Banking & Microfinance Professional

Hi, I'm
Nishant Luitel

Credit Department Supervisor with years of branch management experience, specialising in NPL recovery, DCGF claims and team leadership.

View Experience →Contact Me
NL0% NPL × 3 yearsBranch Manager
About me

Get to know me!

I am a passionate and diligent finance professional who started as a Senior Assistant and grew into branch management and now a Supervisor role in the Credit Department. I enjoy turning struggling branches around through disciplined recovery, planning and people management.

  • Name Nishant Luitel
  • Location Biratnagar-8, Amartol, Nepal
  • Email nishant961992@gmail.com
  • Phone +977-9862129090
  • Languages Nepali, English, Hindi
8+Years in microfinance
3Branches led as manager
2×Branch cash rewards
4Trainings completed
My skills

What I Work With

Professional
NPL / Bad Debt RecoveryBranch ManagementStaff ManagementDCGF Claims & AnalysisBusiness Planning & TargetsFund ManagementLedger & AccountingCIC CheckingAML-CFT / KYC
Tools
M-Fin PlusMS ExcelMS WordMS PowerPoint
Career

Work Experience

2081/11/20 – Present

Supervisor, Central Office CURRENT

Nerude Mirmire Laghubitta Bittiya Sanstha Ltd · Banepa

Credit Department (DCGF Unit): collect and verify documents from branches and forward them to the DCGF office as per rules.

  1. DCGF data analysis; identify loans for 1st/2nd claims or write-off.
  2. Write letters to bad-debt loanees and prepare lists for newspaper publication.
  3. CIC checking as required by the department.
2081/04/27 – 2081/11/18 · 6 months

Supervisor, Province Office

Nerude Mirmire Laghubitta · Biratnagar

Credit Department (DCGF Unit): collected and verified documents from branches across Madhesh Province before sending to the DCGF office.

2079/05/17 – 2081/04/28 · 1 yr 11 months

Accountant (Branch Manager), Phikkal, Ilam

Nerude Mirmire Laghubitta

Took over a branch with about 18% NPL and focused on recovery, including several uninsured bad loans aged 5+ years, helping the branch return to profit.

2076/03/01 – 2079/05/15 · 3 yrs 2 months

Accountant (Branch Manager), Gauradaha, Jhapa

Nerude Laghubitta Bittiya Sanstha Ltd

Led planning, targets, NPL recovery and staff. Maintained 0% NPL and zero bad debts for 3 consecutive fiscal years and earned the branch 2 cash rewards.

2074/10/21 – 2076/02 · 1 yr 4 months

Senior Assistant (Acting Branch Manager), Leguwa, Dhankuta

Nerude Laghubitta

Drove business growth and recovery while stabilising staff after high dropout. Brought the branch into profit for the first time since opening.

2074/04/16 – 2074/10/18 · 6 months

Senior Assistant (Accountant In-charge), Chandragadhi, Jhapa

Nerude Laghubitta

Handled MFI transactions, M-Fin Plus operation, fund management, memo and letter writing and ledger postings, alongside client, deposit and recovery targets.

2073/12/01 – 2074/04/15 · 4 months

Senior Assistant, Chandragadhi, Jhapa

Nerude Laghubitta

Worked towards client, borrower, deposit and loan expansion targets while learning branch operations, policies and staff handling.

Education

Academic Journey

April 2016

B.B.S.

Mahendra Morang Adarash Multiple Campus

Second Division

February 2011

+2

City Higher Secondary School

Second Division

April 2008

10th

City Higher Secondary School

First Division

Trainings

Certifications

🛡️

AML-CFT/KYC for Compliance

10 Mangshir 2080

🎓

Training of Trainers on Entrepreneurship Development

4–6 Ashar 2080

🎬

Accountability Film-making Workshop

30 Shrawan – 9 Bhadra 2073

🚀

Youth Leadership Development Training

20–22 Falgun 2073

Also
Diploma in ComputerTwo-wheeler Driving License
Let's connect

Have an opportunity in mind?

I'm open to responsible roles in banking and microfinance. Let's talk.

✉️ nishant961992@gmail.com 📞 +977-9862129090 📍 Biratnagar-8, Amartol, Nepal